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Cost to get funded

The sticker price is not the real cost: a failed challenge is not refunded. This tool divides the verified fee by the simulated probability of completing every phase — for your trader profile, in the browser.

Key facts

  • Formula: expected cost per pass = challenge fee ÷ P(full pass) (verified 2026-10-08)
  • Refundable fees are not deducted; the refund condition is shown separately when documented (verified 2026-10-08)
  • 2,000 runs per estimate, seed 20261008, same engine as the simulator (verified 2026-10-08)
10,000 runs · seed 20261008 · 730-day hard cap

Precomputed table — 3 reference profiles per program

Precomputed at build (versioned JSON, seed 20261008, 2,000 runs). Reference profile = 50% win rate, 1.5 R, 1% risk, 2 trades/day.

Expected cost per pass, precomputed profiles
ProgramProfileP (full pass)FeeCost per pass
ftmo 2-Step
100,000 $
prudent (45 % · 1 R · 0.5 % · 1 t/j)0.2 % [0.1–0.5]439 EUR219,500 EUR
reference (50 % · 1.5 R · 1 % · 2 t/j)94.0 % [92.9–95.0]439 EUR467 EUR
dynamique (55 % · 2 R · 2 % · 3 t/j)56.5 % [54.3–58.6]439 EUR778 EUR
fundednext Stellar 2 Step
100,000 $
prudent (45 % · 1 R · 0.5 % · 1 t/j)0.7 % [0.4–1.1]549.99 USD84,614 USD
reference (50 % · 1.5 R · 1 % · 2 t/j)93.8 % [92.7–94.8]549.99 USD586 USD
dynamique (55 % · 2 R · 2 % · 3 t/j)54.9 % [52.7–57.0]549.99 USD1,003 USD
fundednext Stellar 1 Step
15,000 $
prudent (45 % · 1 R · 0.5 % · 1 t/j)2.0 % [1.5–2.7]129.99 USD6,500 USD
reference (50 % · 1.5 R · 1 % · 2 t/j)87.1 % [85.6–88.5]129.99 USD149 USD
dynamique (55 % · 2 R · 2 % · 3 t/j)61.9 % [59.8–64.0]129.99 USD210 USD
the5ers High Stakes
100,000 $
prudent (45 % · 1 R · 0.5 % · 1 t/j)0.2 % [0.1–0.5]149 USD74,500 USD
reference (50 % · 1.5 R · 1 % · 2 t/j)94.0 % [92.9–95.0]149 USD158 USD
dynamique (55 % · 2 R · 2 % · 3 t/j)33.6 % [31.5–35.6]149 USD444 USD
the5ers Hyper Growth
20,000 $
prudent (45 % · 1 R · 0.5 % · 1 t/j)2.0 % [1.5–2.7]not verified—
reference (50 % · 1.5 R · 1 % · 2 t/j)87.1 % [85.6–88.5]not verified—
dynamique (55 % · 2 R · 2 % · 3 t/j)61.9 % [59.8–64.0]not verified—

The “prudent” profile shows the low-risk trap: very low P, exploding cost per pass. This is not advice — it is the same arithmetic applied to three profiles.